We know it's hard to resist spending now in order to have something more to use in the future. Retirement can seem like such a long time away but a little bit saved now can make a big difference later. 

Kids find it just as hard as adults.

Watch this great clip from our friends at AMP to see if you can resist temptation and make your tomorrow a little sweeter.

Talk to us about KiwiSaver today and we'll even throw in a chocolate fish!