General insurance helps protect your home, contents, vehicle and other assets against unexpected loss or damage. The right level of cover depends on your circumstances, the assets you need to protect and the risks you want your insurance to address.
At Core Advice, we provide personalised general insurance advice to help you understand your options and arrange cover that is appropriate for your needs. We can help you review your existing insurance, consider changes to your circumstances and understand important details such as premiums, excesses, policy conditions and exclusions.
From house and contents insurance to vehicle and business insurance, we take the time to understand what you need to protect before recommending an approach.
Cotality replacement house value calculator
Your house insurance sum insured should reflect the estimated cost of rebuilding your home, rather than simply its current market value. This can include demolition, professional and consent fees, rebuilding costs, driveways, paths and fences.
The Cotality calculator can help you estimate the replacement value of your home and review whether your current sum insured is appropriate.
Please also read this important information from the Insurance and Financial Services Ombudsman (IFSO) regarding your sum insured.
how much contents insurance do you need?
Contents insurance can help protect the belongings you keep in your home against insured loss or damage.
The right level of contents cover depends on the replacement value of your belongings, including furniture, appliances, electronics and other personal items. It is easy to underestimate the cost of replacing everything in your home, particularly when individual items are considered separately.
Use the contents valuation guide to estimate the replacement value of your household contents and review whether your current level of cover remains appropriate.
apply for Vero house insurance
House insurance can help protect your home against insured risks such as damage or loss. The right cover depends on your property, its replacement value and your individual circumstances.
If Vero house insurance is suitable for your needs, you can use the application form below to apply for cover.
apply for Vero contents insurance
Contents insurance can provide protection for your household belongings against insured loss or damage. When arranging cover, it is important to consider the value of the items you would need to repair or replace.
If Vero contents insurance is appropriate for your circumstances, you can use the application form below to apply for cover.
apply for Vero motor vehicle insurance
Vehicle insurance can help protect you against the financial costs associated with damage to your vehicle and liability to others, depending on the level of cover selected.
The appropriate level of motor vehicle insurance depends on your vehicle, how it is used and the level of financial risk you are comfortable retaining.
If Vero motor vehicle insurance is suitable for your circumstances, you can use the application form below to apply for cover.
Vero risk profiler
For business owners, understanding your risks is an important part of protecting your business.
The Vero Risk Profiler can help you identify risks relevant to your industry and consider practical ways to reduce them. This can be a useful starting point when reviewing your business insurance needs, including risks relating to property, equipment, operations and liability.
Use the tool below to explore risks specific to your industry.