You have natural hazards cover if you have a home insurance policy that includes fire insurance (and most do). The premium you pay your insurer includes a Natural Hazards Insurance levy (NHI levy), which gives you access to this natural hazards insurance.
If your home is damaged by a landslip you are generally insured by EQC up to the maximum levels. EQCover for land is limited to land that is within your property boundary.
From 1 October 2022, the maximum amount of cover EQC provides on home insurance policies increases from $150,000 to $300,000 per dwelling, plus GST.