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disclosure

Pre-existing conditions, disclosure and insurance applications

Pre-existing conditions, disclosure and insurance applications

When applying for insurance—whether it's life, health, or income protection—disclosure of pre-existing conditions is a crucial step in the process. Understanding how insurers view these conditions and the importance of full disclosure can help ensure your cover is both appropriate and secure.

Non-disclosure - what do you need to tell your insurer?

Non-disclosure - what do you need to tell your insurer?

Insurance companies ask a range of questions on policy application forms to obtain all of the information they might need. You must provide all the information you are asked for. But your duty to give information is not limited to the questions on the application form.