Viewing entries tagged
insurance
When applying for insurance—whether it's life, health, or income protection—disclosure of pre-existing conditions is a crucial step in the process. Understanding how insurers view these conditions and the importance of full disclosure can help ensure your cover is both appropriate and secure.
E-bikes are increasingly popular and for many Kiwis they are a fantastic way to get around. But many e-bike owners may not have thought about insuring their new bike.
Many Kiwis are turning to accommodation websites like Airbnb, hosting guests in their homes to gain a bit of extra income or assist with their mortgage repayments. But inviting guests into your home brings added risk that something could go wrong…
You have natural hazards cover if you have a home insurance policy that includes fire insurance (and most do). The premium you pay your insurer includes a Natural Hazards Insurance levy (NHI levy), which gives you access to this natural hazards insurance.
The Insurance & Financial Services Ombudsman Scheme (IFSO Scheme) is advising consumers to check when they can drive after taking medication, to make sure they are covered by their insurance.
The Insurance and Financial Services Ombudsman is warning businesses their insurance may not cover them for losses resulting from online marketplace scams.
If your business has been impacted by a significant weather event, managing the insurance process is often a lot simpler than you might expect if you follow the right process. Here are some simple tips and strategies to help make your insurance claim easier to manage.
When you take out an insurance policy, you’re counting on it being there for you when you need it. But some simple mistakes can mean you don’t have the cover you expect.
Here are some of the things that get in the way of New Zealanders getting the best results from their insurance policies.
From 1 October 2022, the maximum amount of cover EQC provides on home insurance policies increases from $150,000 to $300,000 per dwelling, plus GST.
The increasing frequency of severe weather events, predicted rising sea levels and climate change are expected to have significant impacts on insurance for property owners in the future.
Of course, Vero are there to pay claims if the worst happens, but keeping your business going and ensuring your people are kept safe is their top priority.
It may be tempting to share your holiday plans and snaps on social media, however keep in mind you could also be advertising your empty home to potential burglars.
Affordable cancer treatment and care is something many of us are worried about. Without full medical insurance which can be expensive, you are reliant on the public health system for treatment.
No one likes to think about what would happen if they developed a serious illness. Optimistically we may believe that while this might happen to others, it won’t happen to us. However, life is not always predictable.
If you are selling your home to move into a retirement village, don’t make the mistake of cancelling your home insurance too early.
Following the Sky City hotel fire and other high profile losses, there has been a lot of discussion regarding potential liability claims for sub-contractors.
According to new research from the Financial Services Council, New Zealanders who take advice from an adviser have much more confidence in their cover, compared to those who purchase insurance online.
Every now and then the question comes up of whether third party motor insurance should be made compulsory in New Zealand for all motor vehicles.
Australia’s Financial Services Council is enacting a moratorium on life insurance genetic test results as a binding standard - and its counterpart in New Zealand says it’s an issue that’s on the agenda here too.
In a well-publicised High Court judgment former directors of Mainzeal Property and Construction Limited (in liquidation) were found liable for breach of their directors’ duties by trading recklessly whilst the company had been insolvent over a period of years.
