Are your carpets considered to be part of your house contents or part of the house? Could be either as it turns out so it pays to read and understand your insurance policy wording.
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Are your carpets considered to be part of your house contents or part of the house? Could be either as it turns out so it pays to read and understand your insurance policy wording.
With a large increase in motorists during public holidays, we'd like to take this opportunity to encourage you to be extra careful on the roads.
Each year our insurers see an increase in claims for collisions over public holidays. In fact, over the last five years claims over the Easter holiday period have spiked by around 10% compared to the weekly average for the rest of the year. Last year was particularly bad with Easter collision claims about 19% higher than the weekly average.
Figures on how New Zealanders spend their insurance dollars show we value our belongings more than we do ourselves.
Research undertaken by EY reveals New Zealanders spent 5.5 times more on non-life insurance premiums in 2011, than we did on life insurance premiums.
Contents insurance covers more than just TVs, mobile phones and jewellery -- as a new list of curious claims released by AA Insurance proves.
In the last few years, it's paid out for a damaged jade cabbage sculpture, a stolen horse massager and a foldable electric skateboard
You’ve probably made a smart decision to protect those dearest to you with Life Insurance. But could you afford to pay the bills and medical fees if you were debilitated by a life threatening illness or injury? That’s why you need Trauma Cover.
Ever wondered if students really need contents insurance for a couple of boxes of clothes and a laptop?
A recent article in The New Zealand Herald reported the Insurance Council saying last year was one of the most expensive years for storm damage, with more than $174 million of insured costs arising from weather-related events.
Horror stories of people paying huge amounts for healthcare overseas when they find out that they aren’t covered by their insurance are all too common. As are the many stories we don’t hear about large premiums being paid but then when the need arises, the policy does not cover what you really need it to. By then it is too late.
Check out what the Health Funds Association of New Zealand have to say about health insurance…….you can read it here..
While this article gives great information, the best thing to do to make sure your insurance is there for you when you need it, is to talk to someone independent who really knows this stuff inside out. And not just from one provider, but across the many companies in New Zealand who offer health insurance. Contact Us for further information.
If you own a residential rental property, then the answer is definitely ‘yes’.
With the change from ‘area replacement’ to ‘sum insured’ cover for house insurance, many people are struggling to determine an appropriate amount of insurance to have in place on their home. So, is the default amount specified by the insurance company enough?