Financial decisions are rarely transactional. Whether it’s planning for retirement, investing money or arranging insurance, you need answers that are accurate, timely and importantly come from someone who understands your situation.
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KiwiSaver
Simply accumulating assets without a clear strategy can lead to gaps in growth, unnecessary risk, and missed opportunities.
A re-elected National Government would further increase default KiwiSaver contribution rates, forming the party’s first election pledge of the campaign.
When it comes to saving for retirement, most people know two things: they want their money to grow, and they don’t want to pay too much in fees. Both are important, but here’s the key point: what really matters is your net investment performance — what you actually take home after fees.
Research from Fidelity Life has shown New Zealanders are spending their earning years anxious about finances and making money missteps. New Zealanders aren’t taking advantage of the wealth of knowledge the advice community can offer and instead rely on a ‘she’ll be right’ approach to protecting and growing wealth.
Generate Investment Management has been awarded the prestigious Consumer NZ People’s Choice Award for KiwiSaver, finishing well ahead of its competitors.
The Government has announced several significant KiwiSaver reforms as part of Budget 2025 - here's what you need to know:
When planning for retirement, one of the most common questions people ask is, "How much money do I need?" The truth is, there is no universal answer. Retirement needs are deeply personal and vary based on lifestyle, health, location, and financial expectations.
When it comes to industries, the investment industry is one of the more male-dominated around. Because of this, many people just assume that men are better investors. But what if this widely held belief isn't true?
We know that many KiwiSaver members tend to view this as a long term ‘set and forget’ type of investment. However, circumstances change and what was suitable when joining KiwiSaver may no longer be the case.
The Milford KiwiSaver Plan Conservative, Balanced and Active Growth Funds have been the number one performer in their respective KiwiSaver Fund category over the last ten years according to the latest Morningstar KiwiSaver Survey.
If you don’t have a Financial Adviser appointed for your KiwiSaver, this can mean a frustrating process working with multiple different points of contact and an inability to discuss your personal requirements either via online meeting or in person.
With increasing life expectancy, New Zealand now has a larger portion of the workforce continuing to work past the traditional retirement age of 65. According to Age Concern, in 2013, 22% of New Zealanders over the age of 65 years were in paid employment – an increase from 16.8% in 2006 and 11.4% in 2001.
New research has found that KiwiSaver fees are on average lower than fees charged on similar funds in Australia and default fees are on average lower than the fees for default products in both Australia and the UK.
Recent geopolitical events, culminating in the Russian invasion of Ukraine are sadly a concerning development from a humanitarian perspective. These developments are also causing significant market volatility and understandably making investors nervous.
The Ministry of Business, Innovation and Employment (MBIE) have been asked by the Government to review KiwiSaver. The review includes a proposal to shift the focus of Government contributions to incentivise voluntary rather than standard employee contributions.
Our offices in the Forum will need to remain closed until the Alert Level for Covid-19 is reduced to Level 2 or lower. During this time we will continue working remotely.
Our offices in the Forum are now closed following the Covid-19 shutdown and we are working remotely.
While we are working remotely our service timeframes are likely to be longer than usual but we will respond as soon as possible.
The transformation of the AMP investment strategy aims to deliver stronger fund performance, make sustainable investment decisions that aim to help the planet, provide clients with further value for money and create a better future for generations to come.
The Government has recently announced new providers of KiwiSaver default funds, to enhance the financial wellbeing of default KiwiSaver members in retirement.